Fusion of Life & Money Windfalls | Windfalls |
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$500 -- --Start or pad your emergency fund. Adding $500 is going to go a long way toward covering those unexpected expenses in life. It would be a shame to blow $500 at the mall and then your ride breaks down. I’m sure your mechanic isn’t going to accept payment in Dooney&Burke or Sean John. --Pay down that credit card balance. The average American household had $9000 of credit card debt. Those extra few dollars you pay now can make a big difference in the end. --Take a cooking/art/language class. Investing in yourself pays off big. Why not take the opportunity to learn something new? $5000 -- --Fund your IRA for the year. Here is a great way to get yourself a little closer to your retirement goal. The maximum contribution is $5000 if you are under age 50 and $6000 if you are over 50.--Start an online brokerage account. There is no better way to learn about investing than to do it yourself. Compile a list of stocks, mutual funds or ETF’s, do your research and then have at it. --Travel overseas. It’s called globalization people. You better embrace it or get left behind. Go see the Great Wall, or the Roman ruins, or the Taj Mahal. $20,000 --
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