The cost of Higher education is getting just that—Higher. As a matter of fact the annual increase in cost of college is almost double the rate of inflation.  According to Collegeboard.com (which is a great resource by the way) the average cost for an in-state public school education in 18 years will be $41,721 per year or $179,823 for four years. This assumes that college costs increase by five percent every year. This is a staggering figure, but take solace in the fact that the majority of students get some sort of financial aid whether its grants or student loans.  If you have or are planning to have little ones now is the time to begin saving for those high arse school bills so pay attention.

I would like to be the first to remind you that the holidays are just around the corner and with retailers pushing out holiday goods earlier and earlier you have already been reminded, countless times. With that being said we want to change it up a little, go flip-mode and recommend some wealth building holiday gifts you aren’t going to see at your local mall. These gifts are gonna be relevant a lot longer than a new iPhone or even the Wii.

You know that at Molifeney our job is to arm you with the information you need to get/keep your accounts brimming with green. In the past we briefly addressed our love for bonds The Beauty of Bonds, now it is appropriate that we give municipal bonds the attention they deserve. Why now? Two reasons: Tax-free income and high yields. I thought that would get your attention.

Continuing in our fine tradition of giving you what you want, we have included a link to Smart Money's Annual Broker Survey that gives up the goods on the best online brokers in the game.  Many of you responded on our poll question that investing in stocks online was one of your top goals for the next 12 months. So here you go--

Best Online Brokerages

Also Kiplinger's has a great tool that will help find the ideal broker for you depending on what exact qualities you want.

Online Broker Tool