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Glossary

Glossary
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There are 2 entries in the glossary.
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Term	Definition
Universal Default Clause	A credit card policy that allows a creditor to increase your interest rates if you make a late payment on any account, not just on their account. For example, your rates could increase dramatically on your credit card if you make a late payment on an unrelated loan. Your creditors track your payment history with other accounts by checking your credit report.

Unsecured Debt	A loan on which there is no collateral. Most credit card accounts are unsecured debt.

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